GOLD SECURED CURRENCY (GSX) COIN DISTRIBUTION EVENT

TERMS AND CONDITIONS

The following Terms and Conditions ("Terms") govern your (“you” or the “Purchaser”)

purchase of cryptographic coins ("GSX", “Coins” or “GSX Coins”) from Apollo Fintech Ltd. (“Apollo”, “Apollo Fintech” or the “Company”) an exempted company duly registered and existing by virtue of the laws of Hong Kong. You and the Company are referred to as, singly, a “Party” and, collectively, the “Parties

” to these Terms. This document is not and shall in no way be considered as a solicitation for

investment and does not pertain in any way to an offering of securities in any jurisdiction.

This document describes the GSX Coin Distribution Event (“CDE” or “GSX distribution”).

IF YOU DO NOT AGREE TO THESE TERMS, YOU ARE NOT ALLOWED TO PURCHASE GSX FROM

THE COMPANY. BY PURCHASING GSX FROM THE COMPANY, YOU AGREE THAT YOU

UNDERSTAND AND ACCEPT THE TERMS HEREIN. YOU FURTHER UNDERSTAND AND ACCEPT

THAT YOU WILL BE BOUND BY THESE TERMS AND ANY OTHER TERMS INCORPORATED

HEREIN BY REFERENCE. IF YOU HAVE ANY QUESTIONS REGARDING THESE TERMS, PLEASE

CONTACT THE COMPANY at [email protected] By purchasing GSX, and to the extent

permitted by law, you agree not to hold the Company and any and all of its employees,

officers, directors, contractors, consultants, equity holders, suppliers, vendors, service

providers, parent companies, subsidiaries, affiliates, agents, representatives, predecessors,

successors and assigns, whether acting as such in the past, present, or future (the “Apollo

Fintech Ltd. Team”) liable for any losses or any special, incidental, or consequential damages

arising from, or in any way connected, to the distribution of GSX, including losses associated

with the Terms set forth below.

DO NOT PURCHASE GSX IF YOU ARE NOT AN ACCREDITED INVESTOR IN YOUR JURISDICTION AND

EXPERT IN DEALING WITH CRYPTOGRAPHIC COINS AND BLOCKCHAIN-BASED SOFTWARE SYSTEMS.

PRIOR TO PURCHASING GSX, YOU SHOULD CAREFULLY CONSIDER THE TERMS LISTED BELOW AND, TO

THE EXTENT NECESSARY, CONSULT AN APPROPRIATE LAWYER, ACCOUNTANT, OR TAX PROFESSIONAL.

IF ANY OF THE

FOLLOWING TERMS ARE UNACCEPTABLE TO YOU, YOU SHOULD NOT PURCHASE GSX.

PURCHASES OF GSX SHOULD BE UNDERTAKEN ONLY BY INDIVIDUALS, ENTITIES, OR

COMPANIES THAT HAVE SIGNIFICANT EXPERIENCE WITH, AND UNDERSTANDING OF, THE

USAGE AND INTRICACIES OF CRYPTOGRAPHIC COINS AND BLOCKCHAIN-BASED SOFTWARE

SYSTEMS. PURCHASERS SHOULD HAVE A FUNCTIONAL UNDERSTANDING OF STORAGE AND

TRANSMISSION MECHANISMS ASSOCIATED WITH OTHER CRYPTOGRAPHIC COINS. WHILE THE

COMPANY WILL BE AVAILABLE TO ASSIST PURCHASERS OF GSX DURING THE DISTRIBUTION,

THE COMPANY WILL NOT BE RESPONSIBLE IN ANY WAY FOR LOSS OF BTC, ETH, OR GSX

RESULTING FROM ACTIONS TAKEN OR OMITTED BY PURCHASERS. IF YOU DO NOT HAVE SUCH

EXPERIENCE OR EXPERTISE, YOU SHOULD NOT PURCHASE GSX OR PARTICIPATE IN THE

DISTRIBUTION OF GSX. YOUR PARTICIPATION IN GSX DISTRIBUTIONIS SHALL BE DEEMED AND

CONSIDERED AS YOUR UNDERTAKING THAT YOU SATISFY THE REQUIREMENTS MENTIONED

IN THIS PARAGRAPH AND THE TERMS HEREINAFTER PROVIDED.

IN VIEW OF THE ABOVE, THE PURCHASER AGREES TO BUY, AND COMPANY AGREES TO SELL,

THE GSX COINS IN ACCORDANCE WITH THE FOLLOWING TERMS:

1. Conditions to GSX coin distribution

You may purchase, or otherwise receive, a GSX coin, only by accepting and complying with

the following conditions. Further by purchasing or receiving a GSX coin, you warrant and

represent that the following are true and an accurate reflection of the basis on which you are

acquiring the GSX coins:

1.1. Neither the Company nor any of the Apollo Fintech Ltd. Team has provided you with

any advice regarding whether GSX is a suitable investment for you.

1.2. You have sufficient understanding of the functionality, usage, storage, transmission

mechanisms, and intricacies associated with cryptographic coins, such as Bitcoin and

Ether, and other blockchain-based software systems in general.

1.3. You are legally permitted and authorized to purchase, receive, hold and otherwise

make use of the GSX in accordance with the laws of your country and any other

relevant jurisdiction applicable to you.

1.4. You will supply us with all information, documentation or copies of the

documentation that we require in order to allow us to accept your purchase of GSX

and allocate GSX to you.

1.5. You have not supplied and will not supply us with inaccurate or misleading

information relating to your acquisition of GSX.

1.6. You will provide us with any additional information which may be reasonably

required in order that we can fulfil our legal, regulatory, and contractual obligations,

including but not limited to compliance with anti-money laundering laws and

regulations.

1.7. You will notify us promptly of any change to the information supplied by you to us.

1.8. You are of a sufficient age (if an individual) to legally obtain GSX, and you are not

aware to the best of your knowledge of any other legal reason which will prevent

you from obtaining GSX.

1.9. You take sole responsibility for any restrictions and risks associated with receiving

and holding GSX, including but not limited to those set out in Annex A.

1.10. By acquiring GSX, you are not making a regulated investment or any other

designation of this character as may be interpreted by the regulator in your

jurisdiction.

1.11. You are not obtaining or using GSX for any illegal purpose, and will not use GSX for

any illegal purpose.

1.12. You waive any right you may have, or any right you may thereafter obtain, to

participate in a class action lawsuit or a class wide arbitration against any entity or

individual involved with the distribution of GSX.

1.13. Your acquisition of GSX does not involve a purchase or receipt of shares, ownership,

or any equivalent in any existing or future public or private company, corporation or

other entity in any jurisdiction and is not a security.

1.14. To the extent permitted by law, and provided we act in good faith, the Company

makes no warranty whatsoever, either expressed or implied, regarding the future

success of GSX.

1.15. You accept that GSX is created, and you obtain GSX, on an “as is” and “under

development” basis. Therefore, provided the Company acts in good faith, you accept

that the Company is providing and distributing GSX without being able to provide

any warranties in relation to GSX, including, but not limited to, title, merchantability,

or fitness for a particular purpose.

1.16. You accept that you bear sole responsibility of determining the tax implications on

your party, if any, on the following: (i) the acquisition, allocation, use or ownership

of GSX; (ii) the potential appreciation or depreciation in the value of GSX over time,

if any; (iii) the distribution and purchase of GSX; and/or (iv) any other action or

transaction related to GSX.

1.17. You acknowledge that an employee of Apollo Fintech or its subsidiaries will not make any statements about the expected price of cryptocurrencies. If an Apollo Fintech CDE employee does make a statement regarding the price of cryptocurrencies, then their statement is an opinion from which no rights can be derived, and they are going explicably against employee protocol.

1.18. You guarantee and acknowledge that you are not a citizen or resident or resident of the United States

1.19 When you open an account on GSXCDE.com, you guarantee and acknowledge to be an accredited investor in the jurisdiction where you reside

1.20 You understand that the initial asset value of GSX is determined by the total ore reserve estimate of the claims registered by Apollo Fintech or its subsidiaries. This is determined according to an estimate by a local or international geological consultant or business, not by Apollo Fintech, and Apollo Fintech has nothing to do with this process. This estimate typically takes into consideration their independent on the ground testing results, geological formations, data of mines in the area, known belts and other sub-terrain formations. The asset value is typically determined to be 10% to 33% of the estimated total reserves.



2. Overview of GSX distribution

The Company reserves the right to circumvent or otherwise modify the algorithm used to

select the underlying assets if it believes, in its sole discretion, that such selected underlying

assets could adversely affect the Company or GSX from a regulatory or legal perspective. The

Company shall have the right to sell any such underlying assets (if already part of GSX

portfolio) and block their acquisition.

A maximum total amount of 30,000,000,000 (30 billion) GSXs shall be created by the

Company. Nevertheless, only a maximum of 10,000,000,000 (10 billion) GSXs shall be

generated and distributed during the CDE. The remaining 20,000,000,000 GSXs which will

not be part of the distribution shall be owned by the Company. Any kind of ownership of GSX

during the GSX coin distribution carries no rights, whether express or implied. Any purchase

or acquisition of GSX shall be non-refundable in all cases.

2.1. User distribution process

2.1.1. Any person wishing to purchase GSX shall first register and sign up for an

account on the CDE platform (gsxcde.com) as a User.

2.1.2. Each User shall be given a wallet on the CDE platform. Users need only to

encode and enter the amount of GSX they wish to buy. The total purchase

prices shall be computed and shown to the User. Once confirmed, the user

shall press the “Buy” button to proceed with the transaction. Users have the

option to pay with their respective credit cards or other crypto assets, including

but not limited to BTC and ETH, among others.

2.1.3. Users shall then pay the total purchase price of the GSX they purchased. The

total amount of GSX bought shall be reflected on the respective dashboard of

the Users.

2.1.4. In order to receive the GSX purchased in the CDE in the final distribution, Users

must comply with the KYC procedures and accomplish and submit such

documents which may be required by the Company in accordance with the

relevant laws and regulations governing the purchase and distribution of GSX.

2.1.5. Upon completion of the KYC procedures, Users must provide an APL wallet

address in the platform where the Company can send or otherwise transfer the

GSX the Users purchased.

3. GSX Value

GSX is backed with underlying assets, namely, the land rights by

Apollo Fintech or its subsidiaries. Thus, the value of GSX shall be dependent and based on

the value of gold, as the company mines, and the rights to the Company’s gold-rich real property. Accordingly, the backing of GSX shall be two-pronged as opposed to other stable coins backed by a single asset.

The volume and value of the assets backing the Coin should increase as the assets generate

income by undertaking designated commercial activities therein, as well as the acquisition of

additional rights on the land owned. The value of the land shall be appraised by designated

expert and trusted parties including that of a local geologist or geological services company,

a real estate agency, or a local expert in the mining and real estate industry.

Meanwhile, the Company is in the process of setting up a trust in South Africa which shall

enter a contract with entities holding the rights of the Company over the

rights of the land or the rights of the land directly. Said contract shall exclusively give rights on the land to the trust. The designated beneficiaries of the trust shall be the GSX coin. Consequently, in the event that land rights are sold. The holders of GSX will be the beneficiaries of the proceeds of this sale.

In sum, the nature of the rights of the GSX holders with respect to the land rights owned by the

Company shall be in the nature of beneficiaries of a trust. In case of disposition of the land,

GSX holders shall be entitled to the proceeds of the sale sold in proportion to the amount of

GSX coins owned by the holders.

4. Timing of GSX Coin Distribution

The GSX distribution shall run for approximately 120 calendar days from the date the

distribution opens and/or starts. The Company reserves the right to change the distribution

dates or extend the distribution duration for any reason and at its sole discretion, including

the unavailability of the Website or other unforeseen security or procedural issues, as the

case may be.

5. After the GSX Coin Distribution

The Purchasers should have no expectation of influence over the governance of the Company.

Upon the conclusion of a successful GSX distribution, some of the remaining GSXs that were offered of which were not purchased or distributed during the CDE will be burned.

In case a Purchaser decides to re-sell or otherwise dispose the purchased GSX upon the

completion of the GSX coin distribution, such Purchaser shall ensure that the buyer or

transferee of any such GSX undertakes to comply with all the provisions of these Terms as if

such person were a Purchaser during the GSX coin distribution.

6. The Company Will Not Purchase GSX During the CDE

The Company warrants that neither it nor its shareholders will purchase GSX during the GSX

distribution. The Company further warrants that neither it nor its shareholders will purchase

GSX from any third party during the period of the GSX distribution.

7. All purchases of GSX are final

ANY AND ALL PURCHASES OF GSX ARE FINAL AND NON-REFUNDABLE. BY PURCHASING GSX,

THE PURCHASER ACKNOWLEDGES THAT NEITHER THE COMPANY NOR ANY OF ITS AFFILIATES,

DIRECTORS, OR SHAREHODELRS ARE REQUIRED TO PROVIDE A REFUND FOR ANY REASON

WHATSOEVER.

IF THE COMPANY BELIEVES, IN ITS SOLE DISCRETION, THAT ANY INDIVIDUAL OR ENTITY

OWNING GSX CREATES MATERIAL REGULATORY RISKS OR OTHER LEGAL RISKS OR ANY

ADVERSE EFFECTS TO THE COMPANY AND/OR GSX, THE COMPANY RESERVES THE RIGHT TO:

(A) BUY ALL GSX FROM SUCH GSX OWNERS AT THE THEN-EXISTING MARKET PRICE; AND/OR

(B) SELL ALL THE CRYPTOCURRENCY ASSETS OF THE COMPANY.

8. Taxation of GSX and Taxation Related to the CDE

The Purchaser bears the sole responsibility to determine whether the purchase of GSX or the

potential appreciation or depreciation in the value of GSX over time has tax implications on

the part of the Purchaser in the Purchaser's home jurisdiction. By purchasing GSX, and to the

extent permitted by law, the Purchaser agrees not to hold any of the Company, its affiliates,

shareholders, director, or advisors liable for any tax liability associated with or arising from

the purchase of GSX.

9. Privacy

The Purchasers may be contacted by email by the Company. Such emails will be purely

informational in nature. The Company will never request any information from Purchasers in

an email. See our Privacy Policy available on the Website for additional information.

10. Force Majeure

The APOLLO FINTECH LTD. Team shall not liable for failure to perform solely caused by the

following:

a. Unavoidable casualty;

b. Delays in delivery of materials;

c. Embargoes;

d. Government orders;

e. Acts of civil or military authorities;

f. Acts by common carriers;

g. Emergency conditions (including weather conditions);

h. Security issues arising from the technology used; or

i. Any similar unforeseen event that renders performance commercially implausible

If an event of force majeure occurs, the party injured by the other's inability to perform may

elect to suspend these Terms, in whole or part, for the duration of the force majeure

circumstances. The party experiencing the force majeure circumstances shall cooperate with

and assist the injured party in all reasonable ways to minimize the impact of force majeure

on the injured party.

11. Disclaimer of Warranties

THE PURCHASER EXPRESSLY AGREES THAT THE PURCHASER IS PURCHASING GSX AT THE

PURCHASER'S SOLE RISK AND THAT GSX IS PROVIDED ON AN "AS IS" BASIS WITHOUT

WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED

TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES, MERCHANTABILITY OR FITNESS FOR A

PARTICULAR PURPOSE (EXCEPT ONLY TO THE EXTENT PROHIBITED UNDER APPLICABLE LAW

WITH ANY LEGALLY REQUIRED WARRANTY PERIOD TO THE SHORTER OF THIRTY DAYS FROM

FIRST USE OR THE MINIMUM PERIOD REQUIRED). WITHOUT LIMITING THE FOREGOING,

NONE FROM THE APOLLO FINTECH LTD. TEAM WARRANTS THAT THE PROCESS FOR

PURCHASING GSX WILL BE UNINTERRUPTED OR ERROR-FREE.

12. Limitations Waiver of Liability

THE PURCHASER ACKNOWLEDGES AND AGREES THAT, TO THE FULLEST EXTENT PERMITTED

BY ANY APPLICABLE LAW, THE DISCLAIMERS OF LIABILITY CONTAINED HEREIN SHALL APPLY

TO ANY AND ALL DAMAGES OR INJURY WHATSOEVER CAUSED BY OR RELATED TO THE (i) USE

OF, OR INABILITY TO USE, GSX; OR (ii) TAPOLLO FINTECH LTD. TEAM UNDER ANY CAUSE OR

ACTION WHATSOEVER OF ANY KIND IN ANY JURISDICTION, INCLUDING, WITHOUT

LIMITATION, ACTIONS FOR BREACH OF WARRANTY, BREACH OF CONTRACT OR TORT

(INCLUDING NEGLIGENCE) AND THAT NONE FROM THE APOLLO FINTECH LTD. TEAM SHALL

BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL, OR SUCH

OTHER DAMAGES REGARDLESS OF DESIGNATION, INCLUDING FOR LOSS OF PROFITS,

GOODWILL OR DATA, IN ANY WAY WHATSOEVER ARISING OUT OF THE USE OF, OR INABILITY

TO USE, OR PURCHASE OF, OR INABILITY TO PURCHASE, GSX, OR ARISING OUT OF ANY

INTERACTION WITH THECHNOLOGY IMPLEMENTED IN RELATION TO GSX.

THE PURCHASER FURTHER SPECIFICALLY ACKNOWLEDGES THAT THE APOLLO FINTECH LTD.

TEAM IS NOT LIABLE FOR THE CONDUCT OF THIRD PARTIES, INCLUDING OTHER PURCHASERS

OF GSX, AND THAT THE RISK OF PURCHASING AND USING GSX RESTS ENTIRELY WITH THE

PURCHASER.

TO THE EXTENT PERMISSIBLE UNDER APPLICABLE LAWS, UNDER NO CIRCUMSTANCES WILL

ANYONE FROM THE APOLLO FINTECH LTD. TEAM BE LIABLE TO ANY PURCHASER FOR MORE

THAN THE AMOUNT THE PURCHASER HAVE PAID TO THE COMPANY FOR THE PURCHASE OF

GSX.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE

LIMITATION OR EXCLUSION OF LIABILITY FOR CERTAIN TYPES OF DAMAGES. THEREFORE,

SOME OF THE ABOVE LIMITATIONS IN THIS SECTION AND ELSEWHERE IN THE TERMS MAY

NOT APPLY TO A PURCHASER. IN PARTICULAR, NOTHING IN THESE TERMS SHALL AFFECT THE

STATUTORY RIGHTS OF ANY PURCHASER OR EXCLUDE INJURY ARISING FROM ANY WILFUL

MISCONDUCT OR FRAUD OF THE APOLLO FINTECH LTD. TEAM.

13. Complete Agreement

These Terms set forth the entire understanding between the Purchaser and the Company

with respect to the purchase and distribution of GSX. For facts relating to the distribution and

purchase, the Purchaser agrees to rely only on these Terms in determining purchase

decisions. The Purchaser understands that these Terms govern the distribution of GSX and

shall be deemed to supersede any public statements about the GSX coin distribution made

by third parties or by the APOLLO FINTECH LTD. Team or individuals associated with any of

the APOLLO FINTECH LTD. Team, whether made in the past, present, or during the GSX coin

distribution.

14. Severability

The Purchaser and the Company agree that if any portion of these Terms is found illegal or

unenforceable, in whole or in part, such provision shall, as to such jurisdiction, be ineffective

solely to the extent of such determination of invalidity or unenforceability without affecting

the validity or enforceability thereof in any other manner or jurisdiction and without affecting

the remaining provisions of the Terms, which shall continue to be in full force and effect.

15. No Waiver

The failure of the Company to require or enforce strict performance by the Purchaser of any

provision of these Terms or the Company’s failure to exercise any of its rights under these

Terms shall not be construed as a waiver or relinquishment of the Company's right to assert

or rely upon any such provision or right in that or any other instance. The express waiver by

the Company of any provision, condition, or requirement of these Terms shall not constitute

a waiver of any future obligation to comply with such provision, condition, or requirement.

Except as expressly and specifically set forth in these Terms, no representations, statements,

consents, waivers, or other acts or omissions by the APOLLO FINTECH LTD. Team shall be

deemed a modification of these Terms nor the same shall be legally binding.

16. Updates to the Terms

The Company reserves the right, at its sole discretion, to change, modify, add, or remove

portions of the Terms at any time during the distribution by posting the amended Terms on

the Website. Any Purchaser will be deemed to have accepted such changes by purchasing

GSX which shall serve as such Purchaser’s express consent to such modifications. Otherwise,

the Terms may be amended except by express consent of both the Purchaser and the

Company.

17. Cooperation with Legal Authorities

The Company will cooperate with all law enforcement enquiries, subpoenas, or requests

provided they are fully supported and documented by law in the relevant jurisdictions.

18. Indemnification

To the fullest extent permitted by applicable law, you will indemnify, defend, and hold

harmless the Apollo Fintech Ltd. Team from and against any and all claims, demands, actions,

damages, losses, costs and expenses (including attorneys’ fees) that arise from or relate to:

(i) your purchase or use of GSX; (ii) your responsibilities or obligations under these Terms; (iii)

your violation of these Terms; or (iv) your violation of any rights of any other person or entity.

The Company reserves the right to exercise sole control over the defense, at your expense,

of any claim subject to indemnification under this Section 18. This indemnity is in addition to,

and not in lieu of, any other indemnities set forth in a written agreement between you and

the Company.

19. Security

You are solely responsible for implementing reasonable measures for securing the wallet,

vault, or other storage mechanism you use to receive and hold GSX purchased from the

Company, including any requisite private key(s), secret phrase(s) or other credentials

necessary to access such storage mechanism(s). If your private key(s) or other access

credentials are lost, you may lose access to your Coins. The Company is not and shall not be

responsible for any losses, costs or expenses relating to lost access credentials.

20. Language

Currently, only English versions of any APOLLO FINTECH LTD.'s communications shall be

considered official. In case communications may be made other than the English language,

the English version shall prevail in case of differences in translation.

21. Governing Law

The terms, including the arbitration clause contained therein, and all non-contractual

obligations arising in any way whatsoever out of or in connection with these Terms are

governed by, construed, and take effect in accordance with the laws of Hong Kong.

22. Arbitration

Any dispute or difference arising out of or in connection with these Terms or the legal

relationships established by these Terms, including any question regarding its existence,

validity or termination (“Dispute”), shall be referred to and finally resolved by arbitration

under the HKIAC (Hong Kong International Arbitration Centre) Administered Arbitration Rules

which will be deemed incorporated herein by reference, save for any waiver of any rights the

parties would otherwise have to any form of appeal or recourse to a court of law or other

judicial authority, which rights are expressly reserved. The proceedings shall be administered

and decided by a sole arbitrator. The seat of the arbitration shall be Hong Kong and the

language of the arbitration shall be English.

Any Dispute arising out of or related to these Terms is personal to you and the Company which

will be resolved solely through individual arbitration and will not be brought as a class

arbitration, class action, or any other type of representative proceeding. There will be no class

arbitration or arbitration in which an individual attempts to resolve a Dispute as a

representative of another individual or group of individuals. Further, a Dispute cannot be

brought as a class or other type of representative action, whether within or outside of

arbitration, or on behalf of any other individual or group of individuals.

ANNEX A

___________________________________________________________________________

GSX RISKS

By purchasing, owning, and using GSX, you expressly acknowledge and assume the following

risks:

1. Risk of Losing Access to GSX Due to Loss of Private Key(s), Custodial Error or Purchaser

Error

A private key, or a combination of private keys, is necessary to control and dispose of GSX

stored in your digital wallet or vault. Accordingly, loss of requisite private key(s) associated

with your digital wallet or vault storing GSX will result in loss of such GSX. Moreover, any third

party that gains access to such private key(s), including by gaining access to login credentials

of a hosted wallet service you use, may be able to misappropriate your GSX. Any errors or

malfunctions caused by, or otherwise related to, the digital wallet or vault you choose to

receive and store GSX in, including your own failure to properly maintain or use such digital

wallet or vault, may also result in the loss of your GSX. Additionally, your failure to follow

precisely the procedures set forth in for buying and receiving Coins, including, for instance,

the provision of the wrong address for the receiving GSX, or provision of an address that is

not ERC-20 compatible, may result in the loss of your Coins.

2. Risk of hacking or Mining Attacks

As with other decentralized cryptographic coins, GSX coins are susceptible to hacking or

mining attacks. Any successful attack presents a risk to the platform and GSX,

including, but not limited to, accurate execution and recording of transactions involving GSX.

3. Risk of Hacking and Security Weaknesses

Hackers or other malicious groups or organizations may attempt to interfere with the

platform or GSX in a variety of ways, including, but not limited to, malware attacks, denial of

service attacks, consensus-based attacks, Sybil attacks, smurfing, and spoofing. Furthermore,

because the platform is based on open-source software, there is a risk that a third party or a

member of the Company team may intentionally or unintentionally introduce weaknesses

into the core infrastructure of the platform, which could negatively affect the platform and

GSX, including the utility of GSX for obtaining services.

4. Risks Associated with Markets for GSX

If secondary trading of Coins is facilitated by third party exchanges, such exchanges may be

relatively new and subject to little or no regulatory oversight, making them more susceptible

to fraud or manipulation. Furthermore, to the extent that third-parties do ascribe an external

exchange value to GSX (e.g. as denominated in a digital or fiat currency), such value may be

extremely volatile.

5. Risk of Uninsured Losses

Unlike bank accounts or accounts maintained with some other financial institutions, GSX coins

are naturally uninsured unless you specifically obtain private insurance to insure them. Thus,

in the event of loss or loss of utility value, there is no public insurer or private insurance

arranged by Company to offer recourse to you.

6. Risks Associated with Uncertain Regulations and Enforcement Actions

The regulatory status of GSX and distributed ledger technology is unclear or unsettled in many

jurisdictions. It is difficult to predict how or whether regulatory agencies may apply existing

regulation with respect to such technology and its applications, including the Apollo Fintech

Ltd. platform and GSX. It is likewise difficult to predict how or whether legislatures or

regulatory agencies may implement changes to law and regulation affecting distributed

ledger technology and its applications, including the platform and GSX.

Regulatory actions could negatively impact the platform and GSX in various ways, including,

for purposes of illustration only, through a determination that the purchase, distribution and

delivery of GSX constitutes unlawful activity or that GSX coins are a regulated instrument that

require registration or licensing of those instruments or some or all of the parties involved in

the purchase, distribution and delivery thereof.

In view thereof, the Company may cease operations in a certain jurisdiction in the event that

regulatory actions, or changes to law or regulation, will make it illegal for the Company to

operate in such jurisdiction, or in case it becomes commercially undesirable for the Company

to obtain the necessary regulatory approval(s) to operate in such jurisdiction.

7. Risks Arising from Taxation

The tax characterization of GSX is uncertain. You must seek your own tax advice in connection

with your purchase of GSX which may result in adverse tax consequences to you, including

the payment of withholding taxes, income taxes, and compliance with tax reporting

requirements, among others.

8. Risk of Competing platforms

It is possible that alternative platforms could be established that utilize the same open source

code and protocol underlying the platform and attempt to facilitate services that are

materially similar to the Apollo Fintech Ltd. services.

9. Risks Arising from Lack of Governance Rights

Because GSX confer no governance rights of any kind with respect to the Apollo Fintech Ltd.

platform or the Company, all decisions involving the Company’s products or services within

the platform or the Company itself will be made by the Company at its sole discretion. These

decisions could adversely affect the platform and the utility of any GSX you own, including

their utility for obtaining services, among other possible consequences.

10. Unanticipated Risks

Cryptographic coins such as GSX are new and untested technology. In addition to the risks

included in this Annex A of these Terms, there are other risks associated with your purchase,

possession, and use of GSX, including unanticipated risks. Such risks may further materialize

as unanticipated variations or combinations of the risks discussed in this Annex A of these

Terms.

_______________________________________________________________________

GSX DISTRIBUTION APPLICATION

1. Confidentiality

1.1. I will keep confidential and will not disclose to third parties (other than my tax or

other financial advisors under like conditions of confidentiality) any and all

information regarding Apollo Fintech Ltd., an exempted company, registered under

the laws of Hong Kong, (“Apollo Fintech Ltd.”) provided, however, that this

confidential treatment shall not apply to the tax treatment and tax structure of the

acquisition of GSX coins and all materials of any kind (including opinions or other tax

analyses) that are provided to me relating to such tax treatment and tax structure.

2. Authorization and Indemnification

2.1. I hereby authorize and instruct Apollo Fintech Ltd. to accept and execute any

instructions given by me in relation to any GSX acquired on my behalf. I agree to keep

the Company and any one from its Team indemnified against any and all loss of any

nature whatsoever arising against any of them as a result of any of them acting upon

such instructions and they may each rely conclusively, and shall incur no liability in

respect of any action taken, upon any notice, consent, request, instructions or other

instrument believed in good faith to be genuine or to be signed by properly

authorized persons.

2.2. I indemnify and hold harmless Apollo Fintech Ltd. and any one from its Team against

any loss of any nature whatsoever arising to any of them as a result of any of them

acting upon instructions given in relation to any GSX coin purchased by me.

2.3. I indemnify and hold harmless Apollo Fintech Ltd. and their respective directors,

contractors, members, partners, shareholders, officers, employees, agents, and

affiliates (collectively, the “Indemnified Parties”) from and against any and all losses,

liabilities, damages, penalties, costs, fees and expenses (including legal fees and

disbursements) that may result, directly or indirectly, from any inaccuracy in or

breach of any representation, warranty, covenant or Application set forth in this

Application or in any other document I deliver to Apollo Fintech Ltd., or from my

assertion of my proper authorization to act.

2.4. I indemnify and hold harmless Apollo Fintech Ltd. and each of its agents and delegates

and each of their respective principals, members, managers, officers, directors,

stockholders, employees, and agents (each an Indemnified Party) and hold them

harmless from and against any withholding or information reporting related liability,

action, proceeding, claim, demand, costs, damages, expenses (including legal

expenses) penalties or taxes whatsoever which an Indemnified Party may suffer or

incur as a result of any action or inaction on my part (or on the part of any person

related to me). This indemnification shall survive my death or the disposition of my

GSX coin(s).

2.5. I indemnify and hold harmless the Apollo Fintech Ltd. against any loss arising as a

result of a delay or failure to process this application or a redemption request if I

have failed to provide such evidence as is required by such parties to satisfy

applicable anti-money laundering rules.

2.6. I understand, acknowledge and agree that:

a. Any Indemnified Party or other identifiable person who is not a party to this

Application may enforce any rights granted to it pursuant to this Application in its

own right as if it was a party to this Application. Except as expressly provided in

the foregoing sentence, a person who is not a party to this Application shall not

have any rights under the Contracts (Rights of Third Parties) Law, 2014 (as

amended) to enforce any term of this Application. Notwithstanding any term of

this Application, the consent of or notice to any person who is not a party to this

Application shall not be required for any termination, rescission or Application to

any variation, waiver, assignment, novation, release or settlement under this

Application at any time;

b. Apollo Fintech Ltd. may rely conclusively, and shall incur no liability in respect of

any action taken, upon any notice, consent, request, instructions or other

instrument believed in good faith to be genuine, howsoever given; and

c. Apollo Fintech Ltd. will protect and indemnify its agents, delegates, service

providers, officers, directors and other representatives against liability.

3. Acknowledgments

I understand, acknowledge and agree as follows:

3.1. Interpretation

a. Terms not defined herein will be as defined in the Terms and Conditions

(collectively, the Coin distribution event terms) located at gsxcde.com (the

Website).

b. References to Coin distribution event terms and the Articles are to those

documents as they may be amended from time to time.

3.2. Terms and Conditions

a. I have received and reviewed the Coin distribution event terms and have taken

appropriate legal and tax advice with respect to the same.

b. I understand that GSX coins do not represent nor do they entitle the holder, in any

way whatever, to a:

i. Depository Account;

ii. Custodial Account;

iii. Cash Value Insurance Contract;

iv. Annuity Contract; or

v. Equity, Share, Ownership, Payouts and/or Debt Interest.

c. GSX coins are held subject to the terms and conditions of the Coin distribution

event terms and this Application (this Application).

d. No certificate will be issued in relation to my GSX coins and my personal GSX coin

holding will not be reflected, recognized, or recorded in any account or ledger

maintained by Apollo Fintech Ltd.

3.3. Acquisition and Reversion

a. I understand that Acquisitions and Reversions will be processed by Apollo Fintech

Ltd. as per its Coin distribution event terms. For the purposes of this Application,

a "Reversion" means a transaction directly between Apollo Fintech Ltd. and myself

whereby GSX coin registered on my public key revert back to a public key owned

or controlled by Apollo Fintech Ltd. or its affiliates in accordance with the Terms

and Conditions.

b. I understand that, prior to any purchase of GSX coins, I must pay cash or Digital

Currency (Contributed Amount) to Apollo Fintech Ltd. in accordance with the Coin

distribution event terms to the cryptocurrency address indicated by Apollo Fintech

Ltd.

c. Upon acceptance of my request to buy GSX coins, the Contributed Amount will be

converted for GSX coins in accordance with the Coin distribution event terms.

d. Reversion proceeds shall be as expressly agreed upon between me and Apollo

Fintech Ltd. I understand that while I may request reversion of any GSX purchased

by me, Apollo Fintech Ltd. shall, in its own discretion, determine the fair price

which it will be willing to agree with respect to the request for reversion

(Reversion Proceeds). I understand that the decision is final and that Apollo

Fintech Ltd. shall in no way be obliged to buy back any GSX purchased by me at

the point of reversion should both parties fail to reach an agreement as to the buy

back purchase price.

e. I acknowledge and understand that, for so long as any Reversion Proceeds are held

as assets of Apollo Fintech Ltd., I shall accept the risk that a creditor of Apollo

Fintech Ltd. may seek to secure and may be successful in securing the discharge of

a liability of Apollo Fintech Ltd. through or out of Apollo Fintech Ltd. assets,

thereby materially adversely affecting the value of my Contributed Amount and/or

Reversion Proceeds and potentially reducing one or both to zero. I further

acknowledge that any interest accruing with respect to such Contributed Amount

and/or Reversion Proceeds held in this manner shall be for the sole and exclusive

benefit of Apollo Fintech Ltd.

3.4. Anti-Money Laundering

a. I understand that Apollo Fintech Ltd. (and/or its delegate) may request such

evidence as may be necessary to verify the identity and source of my funds for

purchasing GSX and to confirm the AML status of any redeeming GSX coin holder.

I further understand that Apollo Fintech Ltd. shall not accept or repay any

Contributed Amount and/or application for GSX coins and shall not pay any

Reversion Proceeds until all information required for verification purposes shall

have been provided by me.

b. I understand that if, as a result of any information or other matter which comes to

his attention, any person residing in Hong Kong knows or suspects or has

reasonable grounds for knowing or suspecting that another person is engaged in

criminal conduct or is involved with terrorism or terrorist property and the

information for that knowledge or suspicion came to their attention in the course

of business in the regulated sector, or other trade, profession, business or

employment, the person will be required to report such knowledge or suspicion

to: (i) the Joint Financial Intelligent Unit of Hong Kong, pursuant to Hong Kong’s

Drug Trafficking (Recovery of Proceeds) Ordinance (Cap. 405), the Organized and

Serious Crimes Ordinance (Cap. 455), and United Nations Anti-Terrorism Measures

Ordinance (UNATMO, Cap. 575) if the disclosure relates to criminal conduct or

money laundering; or (ii) the Hong Kong Monetary Authority, pursuant to Hong

Kong’s anti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap.

615) and Banking Ordinance (Cap. 155), if the disclosure relates to involvement

with terrorism or terrorist financing and property. Such a report shall not be

treated as a breach of confidence or of any restriction upon the disclosure of

information imposed by any enactment or otherwise.

c. Apollo Fintech Ltd. prohibits acceptance of funds by any persons or entities that

are acting, directly or indirectly: (i) in contravention of any national and/or

international laws and regulations, including anti-money laundering regulations or

conventions; (ii) on behalf of terrorists or terrorist organizations, including those

persons or entities that are included on the List of Specially Designated Nationals

and Blocked Persons maintained by the U.S. Treasury Department’s Office of

Foreign Assets Control [1] (“OFAC”) or those included in EU Terrorist List by the

Council of the European Union, as such lists may be amended from time to time;

(iii) for a senior foreign political figure, any member of a senior foreign political

figure’s immediate family or any close associate of a senior foreign political, unless

the Apollo Fintech Ltd., after being specifically notified in writing that the

Purchaser is such a person, conducts further due diligence, and determines that

such acquisition shall be permitted; or (iv) for a foreign shell bank (such persons

or entities in (i) – (iv) are collectively referred to as “Prohibited Persons”).

3.5. Electronic Delivery of Reports and Other Communications

a. I accept that such electronic communications are not secure and may contain

computer viruses or other defects, may not be accurately replicated on other

systems, or may be intercepted, deleted, or interfered with or without the

knowledge of the sender or the intended recipient. Apollo Fintech Ltd. make no

warranties in relation to these matters. Any member of the Apollo Fintech Ltd.

Team reserves the right to intercept, monitor, and retain e-mail messages to and

from their systems as permitted by applicable law.

b. If I have any doubts about the authenticity of an electronic communication

purportedly sent by Apollo Fintech Ltd. I am required to contact the purported

sender immediately. Apollo Fintech Ltd.'s acceptance of my GSX coin purchase is

not conditioned on my giving consent to electronic delivery of Apollo Fintech Ltd.

related information. If I do not have reliable access to the internet or e-mail, I shall

not acquire Coins. I shall not be entitled to receive any information from Apollo

Fintech Ltd. in paper format.

3.6. Representations and Warranties

In consideration of the Apollo Fintech Ltd.'s acceptance of my offer to purchase GSX

coins and recognizing its reliance thereon, I agree, represent, and warrant to Apollo

Fintech Ltd. that:

i. I am fully in compliance with the Coin distribution event terms;

ii. No Solicitation --

I am not aware of and am in no way relying on, and did not become aware of the

distribution of GSX coins through or as a result of: any form of general solicitation or

general advertising including, without limitation, any article, notice, advertisement or

other communication published in any newspaper, magazine or similar media or

broadcast over television or radio, or electronic mail over the internet, in connection

with the offering and distribution of GSX coins and I am not purchasing GSX coins and

did not become aware of the offering of GSX coins through or as a result of any

seminar or meeting to which I was invited by, or any solicitation of a subscription by,

a person not previously known to me in connection with investments in securities

generally;

iii. Capacity, Understanding and Experience –

a. I am responsible for the decision to acquire GSX coins and I have legal

competence and capacity to execute this Application;

b. I have the knowledge, expertise, and experience in financial matters to

evaluate the risks of acquiring GSX coin;

c. I am aware of the inherent risks in acquiring GSX and the method by which the

assets of the Apollo Fintech Ltd. are held and/or traded and that I can bear the

risk of loss of my entire coin acquisition;

d. I am qualified and authorized to make such acquisition decision and, to the

extent deemed necessary, I have consulted my own advisors and legal counsel

regarding acquisition of GSX coins. In making the decision to acquire GSX coins,

I have not relied on any advice or recommendation from the Apollo Fintech

Ltd., nor any placement agent associated with the Apollo Fintech Ltd., or any

of their affiliates.

e. To the extent that I am acting on behalf of an entity, I have the full power and

authority under such entity's governing instruments to do so and that entity

has the full power and authority under its governing instruments to acquire

GSX coins.

f. I guarantee and acknowledge that I am an accredited investor in the jurisdiction where I reside and I am not a citizen or resident of the United States of America.

g. I understand that the initial asset value of GSX is set by the total reserve estimate of the claims registered by Apollo Fintech or its subsidiaries. This is determined according to an estimate by a local or international geological consultant or business, not by Apollo Fintech. This estimate typically takes into consideration their independent on the ground testing results, geological formations, data of mines in the area, known belts and other sub-terrain formations. The asset value is typically determined to be 10% to 33% of the estimated total reserves.

4. Binding Effect and Extent of Representations and Warranties

4.1. This Application constitutes a valid and binding Application and is enforceable against

me in accordance with its terms.

4.2. I have read and understood the Apollo Fintech Ltd.'s privacy policy.

4.3. I am not, nor is any person or entity controlling, controlled by or under common

control with me, a Prohibited Person.

4.4. The funds paid for GSX coins on my own behalf of any of my beneficial owner(s), were

not and are not derived from activities that may contravene any national or

international laws and regulations, including anti-money laundering laws and

regulations.

4.5. To the extent that I may have any beneficial owners, I attest that I have carried out

thorough due diligence to establish the identities of such beneficial owners, and that

based on such due diligence, I reasonably believe that no such beneficial owners are

Prohibited Persons. I represent and warrant that I hold the evidence of such identities

and status and will maintain all such evidence for at least five years from the date of

my complete redemption from Apollo Fintech Ltd., and I will make available such

information and any additional information that Apollo Fintech Ltd. may require upon

request in accordance with applicable regulations.

4.6. If any of the representations, warranties, or covenants in this Application cease to be

true or if Apollo Fintech Ltd. no longer reasonably believes that it has satisfactory

evidence as to their truth, notwithstanding any other agreement to the contrary,

Apollo Fintech Ltd. may, in accordance with applicable regulations, be obligated to

freeze my coin rights, either by prohibiting additional acquisition, declining or

suspending any redemption requests, or my GSX may immediately be involuntarily

redeemed by Apollo Fintech Ltd., and Apollo Fintech Ltd. may also be required to

report such action and to disclose my identity to OFAC or other authority. In the event

that Apollo Fintech Ltd. is required to take any of the foregoing actions, I understand

and agree that it shall have no claim against Apollo Fintech Ltd. and its respective

affiliates, directors, members, partners, shareholders, officers, employees and agents

for any form of damages as a result of any of the aforementioned actions.

4.7. Having reviewed the Coin distribution event terms, I hereby agree with Apollo Fintech

Ltd., subject to Apollo Fintech Ltd.'s provisional acceptance, to acquire for as many of

the GSX coins as may be purchased based on my Contributed Amount.